AB 1899, as amended, Calderon. Insurance: production agents: license examinations.
Existing law requires the Insurance Commissioner to give, at least once each month, in each of the cities in which he or she has an office, qualifying examinations for production agent licenses. Existing law requires every qualifying examination for a production agent license to be in writing and to be of sufficient scope to satisfy the commissioner that the applicant has sufficient knowledge of, and is reasonably familiar with, the insurance laws of this state and with the provisions, terms, and conditions of the insurance that may be transacted pursuant to the license sought, and that the applicant has a general and fair understanding of the obligations and duties of the holder of that license.
This bill,begin delete commencing January 1, 2018,end deletebegin insert
from January 1, 2018, to January 1, 2024,end insert would require the examination for a license as a life agent, life-only agent, and accident and health agent be provided in English and Spanish.begin insert The bill would require the Insurance Commissioner to evaluate the qualifying examination taken in Spanish and submit a report to the Legislature by March 1, 2023, as provided.end insert
Vote: majority. Appropriation: no. Fiscal committee: yes. State-mandated local program: no.
The people of the State of California do enact as follows:
The Legislature finds and declares that it is
2essential that all of the state’s residents have access to vital health
3services that can prolong and enhance their lives, and that state
4government continues to take reasonable and effective actions that
5will facilitate access to these services.
Section 1677 of the Insurance Code is amended to
7read:
(a) begin deleteEvery end deletebegin insertEach end insertqualifying examination for a license
9pursuant to this chapter shall be in writing and shall be of sufficient
10scope to satisfy the commissioner that the applicant has sufficient
11knowledge of, and is reasonably familiar with, the insurance laws
12of this state and with the provisions, terms, and conditions of the
13insurance that may be transacted pursuant to the license sought,
14and that the applicant has a general and fair understanding of the
15obligations and duties of the holder of that license.
16(b) On and after January 1, 2018, the examination for a license
17as a life agent, life-only agent, and accident and health agent shall
18be provided in English and Spanish.
19
(c) The commissioner shall evaluate the qualifying examination
20taken in Spanish and submit a report of the results to the
21Legislature no later than March 1, 2023. The report shall be
22submitted in compliance with Section 9795 of the Government
23Code and shall include, but not be limited to, all of the following:
24
(1) The number of people taking the examination.
25
(2) The pass rate,
including a comparison between the
26comparable licensing examination taken in English.
27
(3) The number of licenseholders that sat for the examination
28provided in Spanish and passed the examination that remain
29licensed.
30
(4) The number of consumer complaints received and
31enforcement actions taken with regard to the licenseholders who
32passed the examination in Spanish.
33
(d) This section shall remain in effect only until January 1, 2024,
34and as of that date is repealed, unless a later enacted statute, that
35is enacted before January 1, 2024, deletes or extends that date.
begin insertSection 1677 is added to the end insertbegin insertInsurance Codeend insertbegin insert, to read:end insert
begin insert(a) Each qualifying examination for a license pursuant
3to this chapter shall be in writing and shall be of sufficient scope
4to satisfy the commissioner that the applicant has sufficient
5knowledge of, and is reasonably familiar with, the insurance laws
6of this state and with the provisions, terms, and conditions of the
7insurance that may be transacted pursuant to the license sought,
8and that the applicant has a general and fair understanding of the
9obligations and duties of the holder of that license.
10
(b) This section shall become operative on January 1, 2024.
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