AB 1899,
as amended, Calderon. begin deleteLong-term care insurance. end deletebegin insertInsurance: production agents: license examinations.end insert
Existing law requires the Insurance Commissioner to give, at least once each month, in each of the cities in which he or she has an office, qualifying examinations for production agent licenses. Existing law requires every qualifying examination for a production agent license to be in writing and to be of sufficient scope to satisfy the commissioner that the applicant has sufficient knowledge of, and is reasonably familiar with, the insurance laws of this state and with the provisions, terms, and conditions of the insurance that may be transacted pursuant to the license sought, and that the applicant has a general and fair understanding of the obligations and duties of the holder of that license.
end insertbegin insertThis bill, commencing January 1, 2018, would require the examination for a license as a life agent, life-only agent, and accident and health agent be provided in English and Spanish.
end insertExisting law provides for the regulation of long-term care insurance by the Insurance Commissioner and prescribes various requirements and conditions governing the delivery of individual or group long-term care insurance in the state. Existing law establishes the California Partnership for Long-Term Care Program to link private long-term care insurance and health care service plan contracts that cover long-term care with the In-Home Supportive Services Program and Medi-Cal and to provide Medi-Cal benefits to certain individuals who have income and resources above the eligibility levels for receipt of medical assistance, but who have purchased certified private long-term care insurance policies.
end deleteThis bill would state the intent of the Legislature to enact legislation that would pertain to long-term care insurance.
end deleteVote: majority.
Appropriation: no.
Fiscal committee: begin deleteno end deletebegin insertyesend insert.
State-mandated local program: no.
The people of the State of California do enact as follows:
begin insertThe Legislature finds and declares that it is
2essential that all of the state’s residents have access to vital health
3services that can prolong and enhance their lives, and that state
4government continues to take reasonable and effective actions that
5will facilitate access to these services.end insert
begin insertSection 1677 of the end insertbegin insertInsurance Codeend insertbegin insert is amended to
7read:end insert
begin insert(a)end insertbegin insert end insert Every qualifying examination for a licensebegin delete underend delete
9begin insert pursuant toend insert this chapter shall be in writing and shall be of sufficient
10scope to satisfy the commissioner that the applicant has sufficient
11knowledgebegin delete ofend deletebegin insert of,end insert
and is reasonably familiarbegin delete withend deletebegin insert with,end insert the insurance
12laws of thisbegin delete Stateend deletebegin insert stateend insert and with the provisions,begin delete termsend deletebegin insert terms,end insert and
13conditions of the insurancebegin delete whichend deletebegin insert thatend insert may be transacted pursuant
14to the license sought, andbegin insert
that the applicantend insert has a general and fair
15understanding of the obligations and duties of the holder ofbegin delete suchend delete
16begin insert thatend insert license.
17(b) On and after January 1, 2018, the examination for a license
18as a life agent, life-only agent, and accident and health agent shall
19be provided in English and Spanish.
It is the intent of the Legislature to enact
21legislation that would pertain to long-term care insurance.
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