BILL NUMBER:  SB 931
  VETOED	DATE: 10/10/2011




To the Members of the California State Senate:

I am returning Senate Bill 931 without my signature.

Pay cards provide workers without bank accounts a way of avoiding
high check cashing fees.  They are now used by thousands of
California employees and employers.  This bill seeks to contain costs
for workers who choose to accept pay cards, a goal with which I
agree.

Unfortunately, this bill goes too far. It would impose numerous and
costly new requirements on pay card providers. A likely result of
these mandates is that banks and employers may simply stop offering
this service, injuring the very workers this bill aims to protect.

I strongly believe that reasonable protections are needed for those
who use pay cards.  I will work with the bill's proponents and the
financial institutions to forge a better solution that I can sign
into law.

Sincerely,



Edmund G. Brown Jr.