BILL ANALYSIS                                                                                                                                                                                                    






           SENATE TRANSPORTATION & HOUSING COMMITTEE       BILL NO: ab 987
          SENATOR ALAN LOWENTHAL, CHAIRMAN               AUTHOR:  jones
                                                         VERSION: 6/5/07
          Analysis by: Mark Stivers                      FISCAL:  no
          Hearing date: June 12, 2007






          SUBJECT:

          Affordability restrictions on redevelopment agency-assisted  
          housing

          DESCRIPTION:

          This bill creates new requirements related to the recording of  
          affordability covenants or restrictions on redevelopment  
          agency-assisted housing, requires redevelopment agencies to  
          maintain a database of assisted units, and allows low- or  
          moderate-income families to enforce redevelopment housing  
          requirements.  

          ANALYSIS:

          The Community Redevelopment Law allows local governments to  
          establish redevelopment project areas and capture all of the  
          increase in property taxes (referred to as "tax increment") that  
          is generated within the area.  The law requires redevelopment  
          agencies to deposit 20% of tax increment funds into a Low &  
          Moderate Income Housing Fund (L&M Fund) to be used to increase,  
          improve, and preserve the community's supply of low and moderate  
          income housing at affordable housing cost.  The law also  
          requires that 30 percent of all new and substantially  
          rehabilitated housing units development by the agency and 15  
          percent of all other new and substantially rehabilitated housing  
          units developed within the project area be affordable to low-  
          and moderate-income households (referred to as the "production  
          requirement").  In addition, the law requires that redevelopment  
          agencies replace any units housing low- or moderate-income  
          households when those units are demolished or removed from the  
          market as a result of an agency-assisted project (referred to as  
          the "replacement requirement").
          




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          When an agency expends funds to support the development of  
          affordable housing or when units are counted towards the  
          production or replacement requirements, the agency must record a  
          covenant or restriction against the property that maintains  
          long-term affordability of the housing.  Rental units must  
          remain affordable for 55 years.  Ownership units must be  
          affordable for 45 years, except that an agency may permit a  
          resale of the home at market price if the agency has a program,  
          such as an equity sharing agreement, to protect its investment  
          of L&M funds.  In the event of a market-sale resale of ownership  
          production or replacement housing, the agency must expend funds  
          within three years to make an equal number of units affordable  
          to households of the same income level.  These affordability  
          covenants run with the land and are enforceable against both the  
          original owner and successor owners through the end of the  
          compliance period.  The covenants may be enforced either by the  
          agency or by the city or county that sponsors the agency.

           This bill  creates a number of new requirements related to the  
          recording of affordability covenants or restrictions, requires  
          redevelopment agencies to maintain a database of assisted units,  
          and allows low- or moderate-income families to enforce  
          redevelopment housing requirements.  Specifically, the bill:

           Requires a redevelopment agency to maintain a copy of the  
            recorded covenant or restriction for the life of the covenant.
           Requires an agency, for new or substantially rehabilitated  
            housing units assisted with L&M funds after January 1, 2008,  
            to additionally record a separate document entitled "Notice of  
            Affordable Restrictions on Transfer of Property" that includes  
            the following:

             ?    A recitation of the affordability covenants or  
               restrictions.  
             ?    The date the covenants or restrictions expire.
             ?    The street address and, if applicable, the unit number  
               of the property.
             ?    The assessor's parcel number for the property.
             ?    The legal description of the property.

           Requires an agency to record the notice within 30 days of  
            recording the covenant or restriction.
           Requires the county recorder to index the documents both by  
            property owner and redevelopment agency.
           Allows a county recorder to charge all authorized recording  
            fees for recording these documents.  




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           Provides that a housing unit shall not be counted towards the  
            agency's redevelopment law housing obligations unless the  
            covenant and notice have been recorded in compliance with  
            these requirements.  
           Provides that failure to record the Notice of Affordable  
            Restrictions on Transfer of Property shall not invalidate any  
            covenants or restrictions.
           Requires a redevelopment agency to compile, maintain, and make  
            available to the public on the internet a database of  
            existing, new, and substantially rehabilitated housing units  
            assisted with L&M funds.  The database must include:

             ?    The address and parcel number of the property.
             ?    The number of units broken out by the number of  
               bedrooms.
             ?    The year of construction.
             ?    The date when the affordability covenant or restriction  
               was recorded.
             ?    The document number of the recording.
             ?    The expiration date of the covenant or restriction.
             ?    The date and document number of the affordability  
               covenants that are recorded on replacement properties in  
               the event that an ownership unit is resold at market rate.

           Requires HCD to develop and make available to redevelopment  
            agencies a uniform database format that includes the  
            information categories described above.
           Allows a family of low- or moderate-income to enforce  
            affordability covenants on agency assisted housing as well as  
            the production and replacement housing obligations of  
            redevelopment law.
          

          COMMENTS:

           1.Purpose of the bill  .  Affordability covenants required by  
            redevelopment law are often recorded within long regulatory  
            agreements.  According to the author, these covenants are not  
            always enforced, especially when a subsequent property owner  
            attempts to convert affordable units into more expensive  
            units.  In part, these violations have occurred because  
            subsequent owners claim to have no actual notice of the  
            covenants.  Moreover, redevelopment agencies, have sometimes  
            failed to exercise their authority to enforce those covenants.  
             This bill seeks to ensure that affordable housing remains  
            affordable for the obligatory time periods by requiring  




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            recording of a separate document that will be noticed by title  
            companies during sale transactions, requiring agencies to  
            maintain a database of units subject to covenants, and  
            allowing potential beneficiaries of the housing to enforce the  
            law through private actions.

           2.An example  .  As an example of the need for this bill, the  
            author points to the 100-unit Bristol Hotel in downtown Los  
            Angeles.  In 2004, a new owner planned to convert the  
            low-income residential hotel into a "boutique hotel," despite  
            the existence of a 1985 covenant with the Los Angeles  
            Community Redevelopment Agency (LACRA) that required the units  
            to remain affordable until 2015.  The covenant was attached to  
            the property when a prior owner received an $850,000 LACRA  
            loan to renovate the building.  According to the Los Angeles  
            Times, LACRA was supportive of the boutique hotel proposal,  
            and it was unclear whether the agency would enforce the  
            covenant or not.  The low-income residents had no standing to  
            enforce the covenant themselves and challenge the conversion.   
            (Los Angeles Times, June 30, 2004)

           3.Applying the bill to production and replacement units  .  This  
            bill requires redevelopment agencies to meet various recording  
            requirements and maintain a database of affordable units  
            assisted with L&M funds.  In most cases, this will cover units  
            developed as a result of the production and replacement  
            requirements of redevelopment law, because most receive some  
            agency financial assistance.  To the extent that production  
            and replacement units are financed exclusively with federal,  
            state, or other non-redevelopment sources, however, it makes  
            sense to apply the provisions of this bill to these units as  
            well.  The committee may wish to consider an amendment to  
            apply the recording and database requirements to production  
            and replacement units. 

           4.Veto of AB 2922  .  This bill is similar to a measure by the  
            same author from last session,    AB 2922, which Governor  
            Schwarzenegger vetoed.  The veto message stated in part:

               While I support the intent of the author, I am concerned  
               that this bill would allow individuals without a direct  
               interest in a housing project to bring suit against the  
               property owner for failure to comply with the covenants and  
               restrictions attached to that property.
               I cannot support increasing the legal standing of persons  
               who have no direct involvement in a matter.




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               I encourage the author to work with local agencies to  
               ensure they are forcefully enforcing the law so that  
               low-income housing built with taxpayer dollars is being  
               used for its intended purpose.

            The author points out that this year's bill is different from  
            AB 2922 in that it applies the new recording requirement  
            prospectively only and narrows the standing requirement so  
            that only persons directly affected by the violation of an  
            affordability covenant will have standing to enforce the  
            covenant.

           5.Double referral  .  This Senate Rules Committee referred this  
            bill to both the Transportation and Housing Committee and the  
            Judiciary Committee.  If the committee wishes to approve this  
            measure, the appropriate motion is to pass and re-refer to the  
            Judiciary Committee. 

           6.Author amendment  .  The author intends to offer an amendment in  
            committee to keep the address and parcel number of housing for  
            domestic violence victims out of the database but require the  
            agency to provide a contact name and phone number at the  
            agency for further information.

           7.Technical amendments  .

                 On page 5, line 3 after "Fund" insert "on or"
                 On page 5, strike lines 12-15 and insert "document.  If"
                 On page 13, line 14 strike "unit was built" and insert  
               "construction or substantial rehabilitation of the unit was  
               completed"
                 On page 13, line 24 strike "department" and insert  
               "Department of Housing and Community Development"
          
          Assembly Votes:
               Floor:    44-29
               H&CD:     5-2
               Jud:      8-2

          POSITIONS:  (Communicated to the Committee before noon on  
          Wednesday,
                     June 6, 2007)

               SUPPORT:  Western Center on Law and Poverty (sponsor)
                         California Rural Legal Assistance Foundation  




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          (sponsor)
                         Affordable Housing Advocates of Santa Cruz County
                         Affordable Housing Clearinghouse
                         Aging Services of California
                         American Federation of State, County, and  
          Municipal Employees
                         Bet Tzedek Legal Services
                         Beyond Shelter
                         Cabrillo Economic Development Corporation
                         California ACORN
                         California Affordable Housing Law Project
                         California Alliance for Retired Americans
                         California Church Impact
                         California Labor Federation, AFL-CIO
                         California Legislative Council for Older  
          Americans
                         California Redevelopment Association
                         Chicano Consortium
                         Civic Center Barrio Housing Corporation
                         Coalition for Economic Survival
                         Community Interface Services
                         Corporation for Supportive Housing
                         DCM Properties, Inc.
                         East Bay Asian Local Development Corp.
                         East Bay Community Law Center
                         EPACT Education Fund
                         Fair Housing Council of Orange County
                         Fair Housing Foundation
                         Fair Housing of Marin
                         Friends Committee on Legislation
                         Gray Panthers
                         Gubb & Barshay LLP
                         Housing California
                         Housing Leadership Council of San Mateo County
                         Housing Rights Center
                         Housing Rights Committee of San Francisco
                         Independent Living Center of Southern California
                         JERICHO
                         Just Cause - Oakland
                         Life Steps Foundation
                         Loaves & Fishes
                         Los Angeles Center for Law and Justice
                         Los Angeles Community Action Network
                         Older Women's League of California
                         ONE Company
                         Orange County Community Housing Corporation




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                         Peoples' Self-Help Housing Corporation
                         Protection & Advocacy Inc.
                         Public Advocates
                         Public Counsel
                         Rural Communities Housing Development Corporation
                         Sacramento Self-Help Housing
                         San Francisco Tenants Union
                         Senior Action Network
                         Senior Housing Action Committee
                         Sentinel Fair Housing
                         Shelter Partnership, Inc.
                         Skid Row Housing Trust
                         Society of St. Vincent De Paul, Council of Los  
          Angeles
                         Southern California Association of Non-Profit  
          Housing
                         Southern California Indian Center
                         Strategic Actions for a Just Economy
                         Venice Community Housing Corporation
          
               OPPOSED:  None received.