BILL ANALYSIS                                                                                                                                                                                                              1
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             SENATE ENERGY, UTILITIES AND COMMUNICATIONS COMMITTEE
                            DEBRA BOWEN, CHAIRWOMAN
     

     AB 2924 -  Wiggins                                Hearing Date:  June  
     22, 2004                   A
     As Amended:         April 13, 2004           FISCAL       B

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                                   DESCRIPTION
      
      Current law  provides $135 million annually to the Renewable Resource  
     Trust Fund from investor-owned utility (IOU) customers rates to  
     provide rebates and credits for renewable energy programs.  Subsidies  
     for photovoltaic systems total about $30 million annually, which  
     account for roughly half of the installed cost of a system. 

      Current law  establishes a separate program for the installation of  
     photovoltaic systems on affordable housing projects.  The subsidy for  
     these systems is capped at 75% of the installed cost, compared to the  
     50% subsidy awarded to other photovoltaic projects.

      This bill  increases the subsidy for photovoltaic systems on  
     affordable housing projects by creating a revolving loan program to  
     finance the unsubsidized cost of the photovoltaic system beginning in  
     2006 and ending January 1, 2010.  The bill appropriates $45 million  
     annually from the Renewable Resource Trust Fund for this purpose.

                                    BACKGROUND
      
     California has long encouraged the use of renewable energy,  
     encouragement that's been backed by significant funding, policy  
     support, and renewable energy programs, such as the net metering  
     program for solar and wind energy.

     The $135 million Renewable Resource Trust Fund provides money to  
     three categories of programs:

      Existing Renewable Facilities.  These are  typically existing  
       biomass and solar thermal projects.











           New Renewables.  These include wind, geothermal, landfill gas,  
            small hydro, biomass projects.
           Emerging Renewable:  These are limited to residential and  
            commercial photovoltaic systems.

          According to the California Energy Commission (CEC), a typical  
          photovoltaic system for an apartment complex will cost about $10,000  
          per unit, while for a 3-4 bedroom home, the cost is closer to  
          $25,000.
                                             












































                                   COMMENTS

     1.Re-Cutting The Pieces Of The Pie  .  As noted above, $135 million is  
       collected every year from IOU ratepayers and is directed into the  
       Renewable Resource Trust Fund. This bill takes $45 million of that  
       $135 million, or 33%, to increase the already enhanced subsidy for  
       affordable housing solar projects between 2006 and 2009.

       Because this is a zero sum game,  the author and committee may wish  
       to consider  whether providing a subsidized loan for the  
       unsubsidized portion of solar installations on low-income housing  
       will result in  more  renewable energy being installed.  Or will it  
       simply be a subsidy that rewards activity that will take place  
       anyway, meaning $45 million will no longer be available to bring  
       new renewable energy on line? 

      2.Will This Undercut The State's RPS Program?   The CEC allocates the  
       $135 million in renewable energy funds every year to a wide variety  
       of programs.  The newest, and potentially most costly, renewable  
       energy program will be funding the Renewable Portfolio Standard  
       (RPS), which encourages IOUs to increase their renewable energy  
       purchases by one percent per year (SB 1078 [Sher], Chapter 516,  
       Statutes of 2002).  Under that program, the IOUs only have to  
       increase their investment in renewable energy - which in theory is  
       supposed to benefit all ratepayers - if money is available in the  
       Renewable Resource Trust Fund to help pay for those investments.   
       By taking $45 million out of the account to create the loan program  
       established by this bill, less money will be available to help  
       utilities meet the mandate established by SB 1078 (Sher).   The  
       author and committee may wish to consider  whether it's appropriate  
       to take money designed to benefit all ratepayers and allow it to be  
       used to benefit a select group of ratepayers.  

      3.How Much Is Enough?   The existing solar electric program for  
       affordable housing provides a subsidy - up to 75% - that's much  
       more generous than the 50% standard rebate for solar electric  
       systems.  Solar electric systems benefit from the existing net  
       metering requirements, which credit the net-metered customer for  
       all the power generated by their photovoltaic system at retail  
       rates.  Customers who install solar energy systems also receive a  
       7.5% state tax credit.  There is in addition a federal 10%  
       investment tax credit.   The author and committee may wish to  
       consider  whether the additional subsidy provided by this bill is  
       warranted.











           4.Will Low-Income Customers Actually Benefit From This Program?   The  
            cost of the solar electric system is typically born by the  
            affordable housing developer, not the tenant, so the rebates in  
            current law and the  loan created by this bill will accrue to the  
            developer.  Clearly, a solar electric system will reduce the  
            monthly utility bills for tenants, but any reduction may very well  
            be offset by rent increases needed to pay for the cost of  
            installing the system and paying for the loan envisioned by this  
            bill. 

           5.Making The State A Bank - How Will The Loan Program Work?   An  
            affordable housing developer can already go out and get a  
            conventional loan to finance the 25% of the cost of buying and  
            installing a photovoltaic system that isn't covered by the  
            existing grant program.  This bill, presumably, would allow  
            developers to finance that system cost at a lower rate through the  
            state than they could otherwise get from a bank.   The author and  
            committee may wish to consider  whether this is appropriate.

            This bill requires the CEC to transfer $45 million from the  
            Renewable Resource Trust Fund to pay for a loan program created by  
            this bill and makes it a continuous appropriation, thus making it  
            more difficult for the Legislature to review how the money is  
            spent.   The author and committee may wish to consider  whether this  
            lack of legislative oversight is appropriate.

            The bill allows an unnamed agency - it simply refers to "the  
            appropriate state agency that currently administers loans to  
            low-income housing developers" - to administer the program.  That  
            agency is allowed to use any interest earnings on the $45 million  
            to cover its administrative costs, a figure that may be too high  
            or too low depending on the interest rate the agency is able to  
            get on its money.   The author and committee may wish to consider   
            whether a more specific administrative fee cap should be  
            established.

            The agency is allowed to make loans to local government, private  
            businesses, and non-profit entities, set fees to cover the cost of  
            processing an application, and establish its own schedule of fees  
            or points to pay for the administration of the program.  However,  
            the bill doesn't provide any guidance to the agency relative to  
            what type of interest rate it should charge on these loans.   The  
            author and committee may wish to consider  whether a loan rate  










       should be set, what it should be set at, and whether it's wise to  
       tie it to, for example, the Pooled Money Investment Account rate. 

       The agency can set aside money it deems necessary to protect the  
       state's position as a lender-creditor to cover foreclosure  
       expenses, auction fees, title searches, appraisals, real estate  
       brokerage fees, attorney fees, mortgage payments, insurance  
       payments, utility costs, repair costs, removal and storage costs  
       for repossessed equipment and inventory, and additional  
       expenditures to purchase a senior lien in foreclosure or bankruptcy  
       proceedings.

      6.Related Legislation  .  SB 1478 (Sher) moves the deadline for  
       achieving a 20% renewable portfolio from 2017 to 2010 and creates a  
       renewable energy credit (REC) trading program to allow the sale of  
       the renewable attribute of renewable electricity as a commodity.   
       This bill was scheduled to be heard in the Assembly Utilities &  
       Commerce Committee on June 21, 2004.

       SB 1652 (Murray) requires an unspecified number of for-sale  
       single-family residences in new developments of at least 25 units,  
       must be build with a solar photovoltaic energy system.  This bill  
       is scheduled to be hearing in the Assembly Housing & Community  
       Development Committee on June 23, 2004.
                                         
                                  PRIOR VOTES
      
     Assembly Floor                     (50-28)*                    
     Assembly Appropriations Committee  (16-5)*
     Assembly Natural Resources Committee                           (7-3)*

     * Votes were on a prior, unrelated version of the bill.






















                                         POSITIONS
           
           Sponsor:
           
          Global Green

           Support:
           
          California Housing Partnership Corporation
          California Solar Energy Industries Association
          City of Oakland
          Clean Power Campaign
          East Bay Habitat for Humanity
          The Enterprise Foundation
          Environment California
          First Community Housing
          Global Possibilities
          Green Affordable Housing Coalition
          Housing California
          Linda J. LeZotte, Councilmember, City of San Jose
          Mercy Housing California
          The Non-profit Housing Association of Northern California
          Planning and Conservation League
          Tenderloin Neighborhood Development
          Vote Solar

           Oppose:
           
          Department of Finance


          






















     Randy Chinn 
     AB 2924 Analysis
     Hearing Date:  June 22, 2004